Monthly Archives: August 2015

Las Vegas Short-Sales, Foreclosures and Rainbows

Feel like you’re locked out of home ownership dream because of a recent short-sale or foreclosure in Nevada? If so, you’re not alone. The greater Las Vegas area remains in the top ten states with high numbers of foreclosure and short-sales stemming from the Great Recession and its aftermath. Luckily, the storm cloud of going through the loss of a home comes with a rainbow, pot of gold included!

Second Chance home loans are available to qualified homebuyers as early as one day after a short-sale or foreclosure. Premier Mortgage Lending in Las Vegas, Nevada offers loans through their private lending division. That’s great news for people wanting to get back on track with the American Dream of home ownership!

Since these loans are privately funded, the usual waiting periods for conventional bank- or government-backed loans is irrelevant.  Various private loan programs are available to suit a variety of needs. Second Chance Loans have slightly higher interest rates and possible higher down payment requirements than conventional loans but they also offer more flexibility in the allowed debt ratio, property options (including homes that do not qualify for VA or FHA loans), and there is never a prepayment penalty if you want to refinance down the road.

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Getting Back in the Saddle

Fall is a great time to be in the market for a new home, especially in Las Vegas, Nevada. The weather is cooler, summer vacations are a memory and it’s time to get back in the saddle and spend the holidays in your new home.

Your first step in looking for a new home is always the same: Hire the best mortgage loan officer possible who will work on your behalf to secure a loan to meet your needs. An experienced, dedicated loan officer is critical to leaving no stone unturned in helping you to own a home again. Sydnee Johnson is a senior loan officer with decades of experience and customer service that is second to none. If you qualify for a loan, she will find it.

Check out these reviews:

Janine Andersen — 5 star: If you want the job done right, then Sydnee is the loan officer for you. The best in the business.

Tami Bilyeu Nielsen — 5 star: Sydnee is the best Loan Officer I have ever worked with. She is a true professional and cares about every one of her clients…..

Jodi Vince –  Sydnee – Thank you SO much for all of your help with our loan and the amazing low rate you locked in for us! While there were definitely a few hiccups along the way (my fault) – you were always on top of your game and made sure that we were actually ahead of schedule for closing! You went above and beyond for us in so many ways… but, I especially appreciated your sense of humor and ability keep me calm through it all. (not an easy task, by any means!) 😉 I owe our realtor Mandy Miller an extra special thank you for recommending you to us! I will be doing the same! Again… THANK YOU!!

Give Sydnee Johnson a call today to get started on your trip to the end of the rainbow. You can reach her at (702) 830-2271.

 

Fall is the New Spring for Homebuyers in Las Vegas

Do you want a new home for the holidays in the Las Vegas, NV area? The Tuesday after Labor Day through Thanksgiving marks one of the busiest times of the year for those in the market for a new home. As summer begins to fade out (and with it those 100 degree and higher temperatures), folks in Vegas begin to take an interest in extending their lives past the tethers of air conditioned spaces. One of the reasons? Fall is an exceptional time to find a new place to call home.

Imagine spending the holidays in a new homeFirst Time Home Buyers and welcoming the New Year with living space to match the needs of your family. Do you want your next home to have a fireplace for romantic winter nights or a pool and spa to complete your own home resort and health club? Your home is your castle – humble or extravagant – so make sure it has the features that best suit your lifestyle.

The first step in home buying is to become pre-qualified for a home loan. When home shopping already prequalified for a mortgage, you’re signaling to any potential seller that they are dealing with a serious buyer, ready to pounce on the chance to upscale (or downsize) the minute you find your dream home.  Fall is also a perfect time for first-time home buyers including young couples and single professionals or snowbirds ready to invest in their winter home, unencumbered by the need to move based on the annual school schedule.

Another benefit of making a home purchase before the first of the year is that many of the costs associated with the purchasing process are tax deductible. The tax benefits may be the strongest driver for some buyers. Pair the benefits for buyers with motivated sellers and great deals can be had in places like Las Vegas and surrounding communities since sellers generally want to seal a deal before the holidays get too close.

Don’t wait too long to start looking if you plan a home purchase this fall. According to Vegas Inc., sales were up 8 percent in the three months ending June 30, 2015 from the same period last year. That means you’ll likely have some competition from other buyers. The right lender is a critical partner in helping you make an offer on a home with confidence. Contact Sydnee Johnson Las Vegas Home Loans at 702-830-2271 today or email her at Sydnee@premiermortgagelending.com to get prequalified.  Ask about her no-fee loans and how she’ll get the lowest interest rates available for your home mortgage.

 

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