Feel like you’re locked out of home ownership dream because of a recent short-sale or foreclosure in Nevada? If so, you’re not alone. The greater Las Vegas area remains in the top ten states with high numbers of foreclosure and short-sales stemming from the Great Recession and its aftermath. Luckily, the storm cloud of going through the loss of a home comes with a rainbow, pot of gold included!
Second Chance home loans are available to qualified homebuyers as early as one day after a short-sale or foreclosure. Premier Mortgage Lending in Las Vegas, Nevada offers loans through their private lending division. That’s great news for people wanting to get back on track with the American Dream of home ownership!
Since these loans are privately funded, the usual waiting periods for conventional bank- or government-backed loans is irrelevant. Various private loan programs are available to suit a variety of needs. Second Chance Loans have slightly higher interest rates and possible higher down payment requirements than conventional loans but they also offer more flexibility in the allowed debt ratio, property options (including homes that do not qualify for VA or FHA loans), and there is never a prepayment penalty if you want to refinance down the road.
Getting Back in the Saddle
Fall is a great time to be in the market for a new home, especially in Las Vegas, Nevada. The weather is cooler, summer vacations are a memory and it’s time to get back in the saddle and spend the holidays in your new home.
Your first step in looking for a new home is always the same: Hire the best mortgage loan officer possible who will work on your behalf to secure a loan to meet your needs. An experienced, dedicated loan officer is critical to leaving no stone unturned in helping you to own a home again. Sydnee Johnson is a senior loan officer with decades of experience and customer service that is second to none. If you qualify for a loan, she will find it.
Check out these reviews:
Janine Andersen — 5 star: If you want the job done right, then Sydnee is the loan officer for you. The best in the business.
Tami Bilyeu Nielsen — 5 star: Sydnee is the best Loan Officer I have ever worked with. She is a true professional and cares about every one of her clients…..
Jodi Vince – Sydnee – Thank you SO much for all of your help with our loan and the amazing low rate you locked in for us! While there were definitely a few hiccups along the way (my fault) – you were always on top of your game and made sure that we were actually ahead of schedule for closing! You went above and beyond for us in so many ways… but, I especially appreciated your sense of humor and ability keep me calm through it all. (not an easy task, by any means!) 😉 I owe our realtor Mandy Miller an extra special thank you for recommending you to us! I will be doing the same! Again… THANK YOU!!
Give Sydnee Johnson a call today to get started on your trip to the end of the rainbow. You can reach her at (702) 830-2271.